Better Beware – Credit Where Credit Is Due

Your credit is very important, if you want to borrow money – which you do every time you use a credit card — or to take out any kind of loan, to buy a house or a car. Bad credit can make it hard for you to get or keep a credit card, rent an apartment, get insurance, or even get hired if you’re looking for a job. Your credit is tracked, all the time, by three different credit reporting bureaus: Trans Union, Experian, and Equifax. You can check it anytime, online or by mail – and you really should. Here’s how.